Smart Money
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How to Send money with SMART Money How to Receive Smart Padala International using Smart Money View SMART Money Fees

SMART Money

SMART Money is a mobile wallet that allows you to transfer money to 54 million SMART and TNT subscribers nationwide. Pay bills, shop online, buy prepaid airtime load by just using your mobile phone, anytime, anywhere. Plus, enjoy hassle-free ATM withdrawals and cashless transactions with SMART Money MasterCard!
  • Easy and convenient to use Easy and convenient to use - SMART Money lets you perform transactions anytime, anywhere; just by using your SMART or TNT mobile phone
  • Easy and convenient to use Easy application process – all you need is one (1) valid ID and a one-time application fee and you can get your card in minutes!
  • Easy and convenient to use Secure and trusted – with the award-winning Lock/Unlock feature that allows you to require a PIN every time you transact
Prepaid Reload

Prepaid Reload

Load your SMART Prepaid account conveniently with SMART Money anytime, anywhere! Enjoy a 5% discount on your airtime load purchase, plus an additional 5% bonus load to your SMART Prepaid account when you reload using your SMART Money.

How to Load your Own Prepaid Account How to Reload another Person's Prepaid Account
Pay Bills

Pay Bills

No need to commute or wait in long lines! Never miss another payment, simply pay using your mobile phone!

How to Send Money through a Smart Padala Agent View List of Bills
Shop online!
How to Shop Online with SMART Money MasterCard

Shop Online!

Have a safe and easy online shopping experience with SMART Money!
  • Lock and unlock Comes with a Lock/Unlock feature with a pin for every shopping transaction
  • SMS Notification You are notified via SMS after every transaction
  • Powered by MasterCard Powered by MasterCard so you can shop online at all stores partnered with MasterCard!
  • Smart Money is safe SMART Money is safe and convenient without going over your limit! Spend only what you have!
Mobile Banking

Mobile Banking Service

Transfer funds from your bank account straight to your SMART Money Account using your mobile phone.

Through select partner banks, transfer funds from your bank account to your SMART Money account—just by using your mobile phone!


How to Activate SMART Money Mobile Banking How to Add funds on your SMART Money Account Add Funds via BDO Deposit
View List of Partner Banks
Mobile Banking

Get a Smart Money MasterCard now!

Go to the nearest Smart Store or BDO branch now!

Apply Online! Find the nearest Smart Store
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